Depreciation & cost-seg estimator
Depreciation can change timing. It does not make a bad purchase good.
The first number is only the beginning.
The chart will name the assumption carrying the most weight once the model runs.
| Case | Result | What moved |
|---|
Who prepared the study?
Counting deductions you cannot use
Tax law changes, placed-in-service timing matters, and your CPA has the final say. This is education, not tax advice.
What this number is really saying
Tax benefits are often timing benefits. Timing can matter a lot, but it is not a license to overpay.
The assumption to attack
Change land allocation, placed-in-service month, and bonus percentage. The headline deduction can shrink fast.
What the math is ignoring
Passive loss limitations, recapture, state taxes, basis adjustments, short-tax-year issues, and your actual tax situation.
Headline, stress, proof.
- Start with the headline result.It names the current modeled answer, not the decision.
- Compare the stress cases.The scenario strip shows which assumption makes the answer fragile.
- Use the ledger as a diligence list.Every input should map back to a document, invoice, statement, term sheet, or named assumption.
Documents before confidence.
CPA review, cost-seg study, placed-in-service date, basis allocation, passive-loss rules, and recapture planning.
Stress before trust
- Counting deductions you cannot use
- Ignoring recapture
- Letting tax tail wag investment dog
Make the model answer.
- Who prepared the study?
- Does your CPA agree?
- What happens at sale?
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